Tag Archive for: Conveyancing

Small Conveyancing Firm of the Year 2018

Winners of the prestigious award for Small Conveyancing Firm of the Year 2018

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Gaddes Noble Property Lawyers are very proud to announce that they have won the prestigious award for Small Conveyancing Firm of the Year 2018.

The LFS Conveyancing Awards are the largest and most prestigious event in the conveyancing calendar.  At this national event, over 700 solicitors, licensed conveyancers and conveyancing professionals enjoyed an evening of entertainment, a three course gala dinner and a nervous wait with other finalists to see who would be crowned winners.

Small Conveyancing Firm of the Year 2018

The award that we have won was available to all Small Conveyancing Firms. It gave us the opportunity to enter for offering a first class service but without having the large marketing budgets of our larger rivals and to compete against each other on a level playing field.

The judging process was over five stages and comprised of:

  1. Completion of an application so that the judges could make an initial assessment.
  2. A mystery shopping exercise to obtain a conveyancing quote. This process was scored on both the quality of the phone call and the subsequent quote pack that they received.
  3. A compliance check undertaken by Legal Eye. They requested several documents and policies and a score was given to each firm.
  4. A telephone interview by one of the judges.
  5. Shopper Anonymous undertook a client survey based on a net promoter score.

Managing Director, Lee Gaddes, commented ‘to win this highly acclaimed award is an honour and a testimony to our fabulous conveyancing team.

We all enjoyed the evening with our fellow finalists in Birmingham and never expected to win. The award now takes pride of place in our reception area in our offices in Huddersfield and will be our benchmark for the years to come’.

Small Conveyancing Firm of the Year North win 2018

help to buy, new build conveyancing, residential conveyancing

Help to Buy – A helping hand to your new home

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Are you thinking of getting a foot on the property ladder or wanting to ‘upgrade’ your present home?

Are you finding it difficult due to money constraints?

If so, the Government’s Help to Buy Scheme may be just what you need to help achieve your dream home.

The scheme, first launched in its present form in April 2013, has so far helped over 183,000 people to get on, or up the housing ladder.

In fact 81% of people who have benefited from the scheme have been first time buyers. Proof indeed that the scheme is helping those that need it the most in these trying times.

There are two parts to the Help to Buy scheme – Equity Loan and Mortgage Guarantee.

Equity Loans are open to both first time buyers and home movers on properties within England. The maximum purchase price is £600,000 and the property being purchased must be a new build.

With an Equity Loan, you will only need a 5% deposit. The Government may also give you a loan of up to 20% of the purchase price. This means that you would only need a mortgage for 75% of the purchase price of the property. The Equity loan, if paid back within the first five years of the loan, is interest free. If paid back after the first five years, then the interest rate applicable will be dependent on the prevailing interest rates at that time.

You can pay back part or your entire loan at any time with no additional fees incurred. The minimum percentage you can pay back is 10% of the market value of your home. The amount you pay will depend on the market value of the property at that time.

The Mortgage Guarantee scheme, as with the equity loan, is open to both first time buyers and people moving up the property ladder. The mortgage guarantee is available for properties throughout the UK and is also offered on ‘second hand’ homes. The maximum purchase price is still £600,000 and you only need a 5% deposit.

Under both the above schemes the property upon which the loan is secured must be your only residence. The property cannot be rented out either.

Help to Buy, as easy as 1, 2, 3

There are a lot of builders both locally and nationally who participate in the Help to Buy scheme. Here at Gaddes Noble Property Lawyers we guide you through whole process from start to finish. We aim to try and take the stress out of moving home. We also work with you in achieving a swift conclusion to the house buying process and you getting the keys to your dream home.

Once you have found the home that you are looking for, contact your financial advisor and they will be able to advise you as to whether you would qualify for the scheme or not. Don’t think that the schemes are only for people on low incomes as this is not the case. The scheme is open to everyone to apply for and the property, if a new build, is bought through an approved Help to Buy builder thus giving you the peace of mind that the property is backed by an approved new build guarantee scheme such as NHBC, Zurich or similar.

Get a Quote

Would you like more information or a quote for residential conveyancing?